Ms. Hussain applied for assistance under SECU's MAP program, requesting forbearance for her loan on 9 December 2016. (T pp 68, 150; State Ex. 1g, Supp p 8) With her application, Ms. Hussain submitted contemporaneous paystubs from New Hanover County, which were genuine. ... Mills, 312 N.C. 181, 192-93, 322 S.E.2d 164, 172 (1984)). But-for ...